Unit 1 Formulating a Financial Plan
Chapter 1 Start Smart
Setting Goals
Chapter 2 Prioritize Purchases
Needs Versus Wants
Chapter 3 What’s Your Next Move?
Making Decisions
Unit 2 Career Planning
Chapter 4 Inventory of Interests
Exploring Careers
Chapter 5 Learn to Earn
Career Preparation
Chapter 6 Where to Live, Work, and Play
Earning Potential
Unit 3 Money Management
Chapter 7 Balancing Bucks
Keeping Track of Your Money
Chapter 8 Budget Busters
Creating a Personal Budget
Chapter 9 Compile Your Files
How to Stay on Budget
Chapter 10 Grow Your Green
Time Value of Money
Unit 4 Banking and Credit
Chapter 11 Who to Trust
The Financial Services Industry
Chapter 12 Cash, Check, or Card?
Cash Management Tools
Chapter 13 Basics of Borrowing
Credit
Chapter 14 Savvy Spender
Major Purchases
Unit 5 Investing in Your Future
Chapter 15 Invest Today, Retire Tomorrow
Saving and Investing
Chapter 16 Taking Stock of the Stock Market
Stocks and Bonds
Chapter 17 Diversifying Dollars
Mutual Funds and More
Unit 6 Risk Management
Chapter 18 Risky Business
Managing Your Risk
Chapter 19 Peace of Mind Protection
Types of Insurance