On Your Own Coast-to-Coast

Choose an Income! Choose a Community! Ready or Not — Life Happens!



In this personal finance simulation, your students will try to make it on their own for a full year in any of twelve communities from coast- to-coast and they’re in complete control of their finances. The most popular personal finance simulation on the market allows your students to face the day-today, real-life challenges of living on their own in 12 different communities from coast-to-coast. Students practice the financial skills needed to be independent. They’ll learn to live on a budget. They'll make real-life decisions.

New for 2017. A whole new look for a whole new experience:

  • Students now live on their own week-to-week for an entire calendar year.
  • Up-to-date prices, rents and utility options.
  • A brand new Learn More tutorial offering in-depth personal finance info.
  • A totally new shopping experience with 20 new stores and over 1,000 new products!
  • Whether they’re picking up a gallon of milk or shopping for a new flat-screen TV, students will be able to find the items they are looking for.
  • New salaries, prices and products to keep up with the constantly changing economy.
  • Students must spin the Wheel of Life each day and live with the result! Will they have an ordinary day or will they have to deal with one of life’s little hassles, make an important financial or social decision, or even face a major emergency?



Each section teaches skills to help students become independent:

Section 1:
Getting Started Includes four options for you or your students to determine their income level and in which of the 12 communities they will live during the simulation. Select from Job Search, Random, Income Game or User Choice.

Section 2:
Moving In Section 3: Day-to-Day Living Once students have determined their income, it’s time to get settled in the community in which they’ll be living. They’ll need to create a budget, open bank accounts, choose transportation, rent an apartment and start utilities.

Section 3:
Day-to-Day Living Students now face the real-life challenges of living day-to-day for a simulated three month period. They’ll pay bills, make everyday spending decisions, deal with life’s little hassles and handle emergencies big and small.

Skills Covered
  • Finding a Job
  • Buying a Car
  • Creating a Budget
  • Buying Insurance
  • Saving and Investing
  • Renting an Apartment
  • Opening Bank Accounts
  • Making Spending Decisions
  • Facing Financial Emergencies
Completion Timeline

On Your Own 2018 simulates a full year divided into 52 weeks. The timeline at the bottom of the main work screen will always show your students where they are currently in the year. The current week is highlighted in orange. Click on the current week to view the calendar for the month. 

The actual time required for the simulation will depend on how many weeks you have the students complete, what activities they engage in (required and voluntary) and their own individual work speed. 
Instructor Resources

And just for the teacher:

  • An in-depth teacher’s guide
  • A pre-simulation questionnaire
  • A post-simulation assessment
  • Creative print activities to complement the simulation
System Requirements and Software Specifications

Windows Vista/7/8/10

1 GHz 32 BIT (x86) or 64 BIT (x64) processor
1 GB of system memory
DirectX 9 graphics support


Windows XP
Pentium III, 128MB


Mac OS X 
Power Macintosh G3 processor or higher
128 MB RAM or higher


Classic Mac OS 
Power Macintosh G3 processor or higher
64 MB RAM or higher


Grade: 6-8, 9-12

On Your Own Coast-to-Coast (Single Computer License) (CD)
Network & Stand-alone Versions Available
© 2018
Software Spec's: Macintosh: OSX or higher, Windows: 7, 8, 10

On Your Own Coast-to-Coast (5 Computer License) (CD)
Network & Stand-alone Versions Available
© 2018
Software Spec's: Macintosh: OSX or higher, Windows: 7, 8, 10

On Your Own Coast-to-Coast (Building License) (CD)
© 2018
Software Spec's: Macintosh: OSX or higher, Windows: 7, 8, 10

Print Options

Item # Item Name ISBN Qty. Unit Price Total
SS-OYOCTC-1 On Your Own Coast-to-Coast (Single Computer License) $99.95
SS-OYOCTC-2 On Your Own Coast-to-Coast (5 Computer License) $199.95
SS-OYOCTC-SLA On Your Own Coast-to-Coast (Building License) $399.95
Product Total: $0.00